Get a business loan using your
intellectual property

The Inngot online toolkit profiles and values your IP so banks can lend against it

The three steps to IP lending
Create an IP profile - Goldseam

Identify & document your IP

Uncover all the IP you own using our FREE online tool Goldseam

Suitability check

Determine suitability for a loan

Your IP profile and business are moderated and eligibility checked by our in-house team of experts 

Referral to lenders

Signposting to lenders

Based on the suitability of your IP profile we will put you in touch with our lending partners that offer IP loans using the Inngot IP toolkit

Featured lenders



HSBC Growth Lending

Helping scale ups grow

UK scale-ups are the fastest growth area in the economy, contributing 33% of GDP, according to the ONS. We estimate that 30% of these are tech firms and we want to help them grow.

Hover for more information

HSBC Growth Lending

Our Growth Lending is a new £250m pool of assets to support high-growth, loss-making tech scale-ups that are supported by strong equity backing, have a proven sales track record, and a clear path to profitability.

Targets: Technology-driven growth businesses

Preferred report: Goldseam, Sollomon

Find out more
Sollomon NEW report mockup
Sollomon screen Inngot

Inngot - your lending partner

Goldseam® IP profile, Sollomon® IP valuation and Hallmarq™ collateral suitability check

Inngot's reports are used by a growing number of lenders to establish IP value to inform the credit decision process. That's because they recognise that the most valuable assets growth businesses have are the intellectual property and intangible assets (IP) that they create and own.

Unlock the value in your IP!

What is IP-based lending?

Your IP and intangible assets are valuable. IP-based lending allows you to use that value as security for finance

IP-based lending secures the loan using your intellectual property and intangible assets as an alternative to physical collateral or personal guarantees.

The real appeal for IP-rich companies is that you can use your IP to raise the funds you need for growth, rather than giving away shares in your company.

IP professional looking at developing IP and intangibles

Video courtesy WIPO

How does IP-based lending work?

Generally, a lender will take a charge over your IP

The kind of deals on offer from lenders can vary widely, depending on their chosen lending product and the rules that apply in different countries.

Companies wanting to take advantage of IP-based lending will need to be able to show the value of their IP to their day-to-day operations.

Inngot’s IP toolkit makes identifying and valuing IP simple and affordable for all businesses and is accepted by leading lenders as the ‘gold standard’ in IP valuation.

WIPO and Intangible Asset Finance:

Moving Intangible Asset Finance from the Margins to the Mainstream

World intellectual poperty office - Moving Intangible Asset Finance from the Margins to the Mainstream

Who can apply for an IP-based loan?

Companies with IP and intangibles that are genuinely core to their income streams can apply for an IP-based loan

Business advisors and consultants Inngot partners
Quick answers

The main condition all lenders will apply is that your IP needs to be in active use, supporting current sales of your products or services. The types of IP that can be considered vary according to the lender’s policies, but the ones we deal with won’t require you to have granted or pending patents – trade marks, designs and revenue-producing copyright materials can all be acceptable.

Many bank loans involve taking a security interest (in the UK, a charge) over your IP and intangible assets. The difference with IP-based finance is that the lender gives active consideration to the strength, importance and value of these assets when determining whether to offer you a loan, and how much you can borrow. As intangible value can’t be determined from your accounts, specialist assessment and valuation is always required to do this, and we are the experts.

The number of lenders taking an active interest in IP is growing all the time. Give us a call or send us an e-mail telling us who you currently bank with, and we’ll advise on the current status of your lender.

Inngot is the only company to have built online systems that deal specifically with lender requirements. Our profiling, assessment and valuation reports give banks all the key information they need in a consistent, convenient format, and none of the ‘flab’ they don’t. We don’t presume to tell banks how to do their job; instead, we facilitate their consideration of the IP-specific aspects, pinpointing and valuing the assets that can be used as security.

To apply for an IP-based loan, you need to be able to explain what IP you own, why it might make good security for lending, and how much it is worth. Inngot is not a finance provider or broker; our role is to provide standardised, consistent methods of profiling, assessment and valuation to produce all the reports you will need to share with an IP-based lender.

Yes, of course! You can call us on +(44) 333 800 8090, book a call or email us via our contact page.

Inngot's toolkit has helped businesses around the world

Identify and unlock

28,000+

previously hidden assets

Demonstrate

$1.4 billion

in IP value

Raise up to

$5 million

finance per company

Tools to help you secure IP finance

Use our online toolkit and custom services to get a detailed understanding of your IP and intangibles

ONLINE TOOL

1. Discover your IP and intangibles for FREE

Identify and uncover your IP with Goldseam®

Inngot’s FREE online tool Goldseam is the fastest and easiest way to identify, describe and document your company's IP rights and other identifiable intangibles.

Create an IP profile - Goldseam
Sollomon NEW report mockup

ONLINE TOOL

2. Easily value your IP and intangibles

Generate an instant IP valuation report

Our unique online tool Sollomon® allows you to value your IP at a fraction of the cost of traditional IP valuations in line with recognised international standards.

Fully integrated with Goldseam, Sollomon is simple and intuitive for any trading business to use.

GET INSPIRED

Featured case studies

Get started on your IP journey

01.
Register on our online platform or get in touch to speak to an expert

02.
Use our toolkit to identify and then value your IP and intangible assets

03.
Our experts check, validate and finalise your IP reports and valuations

04.
Use your verified reports to leverage and manage your IP