+(44) 333 800 8090 - Profile your IP assets for free
- Assess your IP's suitability for lending in just 15 minutes
- Inngot experts moderate and eligibility check your IP
- Introductions to approved suitable lending partners
Featured lenders
High Growth IP Loan
If you're a business that has potential to grow, you're already growing fast, or maybe you're a bigger business looking to scale up, then we could help you to really go places.
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NatWest High Growth IP Loan
Targets: SMEs and scale ups experiencing high growth
Preferred reports: Goldseam, Sollomon, Hallmarq
HSBC Growth Lending
UK scale-ups are the fastest growth area in the economy, contributing 33% of GDP, according to the ONS. We estimate that 30% of these are tech firms and we want to help them grow.
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HSBC Growth Lending
Targets: Technology-driven growth businesses
Preferred report: Goldseam, Sollomon
Inngot - your lending partner
What is IP-based lending?
How does IP-based lending work?
WIPO and Intangible Asset Finance:
Moving Intangible Asset Finance from the Margins to the Mainstream
Who can apply for an IP-based loan?
- Do you have registered or unregistered IP rights that are core to your business?
- Can you show existing and future revenue streams from products or services that use your IP?
- Is your business growing by 20% or more a year?
- Can you afford the loan repayments?
The main condition all lenders will apply is that your IP needs to be in active use, supporting current sales of your products or services. The types of IP that can be considered vary according to the lender’s policies, but the ones we deal with won’t require you to have granted or pending patents – trade marks, designs and revenue-producing copyright materials can all be acceptable.
Many bank loans involve taking a security interest (in the UK, a charge) over your IP and intangible assets. The difference with IP-based finance is that the lender gives active consideration to the strength, importance and value of these assets when determining whether to offer you a loan, and how much you can borrow. As intangible value can’t be determined from your accounts, specialist assessment and valuation is always required to do this, and we are the experts.
The number of lenders taking an active interest in IP is growing all the time. Give us a call or send us an e-mail telling us who you currently bank with, and we’ll advise on the current status of your lender.
Inngot is the only company to have built online systems that deal specifically with lender requirements. Our profiling, assessment and valuation reports give banks all the key information they need in a consistent, convenient format, and none of the ‘flab’ they don’t. We don’t presume to tell banks how to do their job; instead, we facilitate their consideration of the IP-specific aspects, pinpointing and valuing the assets that can be used as security.
To apply for an IP-based loan, you need to be able to explain what IP you own, why it might make good security for lending, and how much it is worth. Inngot is not a finance provider or broker; our role is to provide standardised, consistent methods of profiling, assessment and valuation to produce all the reports you will need to share with an IP-based lender.
Yes, of course! You can call us on +(44) 333 800 8090, book a call or email us via our contact page.
Inngot's toolkit has helped businesses around the world
Identify and unlock
28,000+
previously hidden assets
Demonstrate
$1.4 billion
in IP value
Raise up to
$5 million
finance per company
1. Discover your IP and intangibles for FREE
2. Easily value your IP and intangibles
